Camping on a budget? It can be tricky because RV parks and campgrounds can get pricey. Add in a financed RV and a financed car and you’ve got yourself a mortgage payment!
If your RV and vehicle are already paid for, that is awesome and is hopefully a great example of keeping things within your means and being smart with your money.
If you are more like Robert and me, well, you definitely need to read this!
We are going to share the most practical strategies for RV camping on a budget.
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Table of Contents
How Much do RV Parks & Campgrounds Cost?
So, how much does it actually cost to stay in RV parks and campgrounds?
The costs vary greatly from park to park and region to region.
We have been able to stay at an RV park for as little as $385/month and as much as $800/month, but depending on location and amenities, rates can be higher.
There may be additional costs.
- Some parks charge extra for electricity and have meters at each site.
- Most parks have on-site laundry facilities and these can run anywhere between $2/load and $8/load.
- Lastly, there are the extra charges for pets or additional family members (usually anything greater than 4 people although we found a park that charges for more than 2 people).
The best way to get an accurate price is to call and ask about all fees, including the cost for laundry, cable, internet, etc.
Our best find to date has been a quiet campground in the mountains for $425/month including usable WiFi, $2 per load of laundry, and no electric fee.
So how have we managed camping on a budget? Via discount memberships and boondocking.
Discount Memberships for RV Parks and Campgrounds
One of the easiest ways to save on RV parks and campgrounds is through discount memberships.
Each membership has a different yearly fee, parks covered, and benefits that vary from membership to membership.
There are many memberships out there, but these are our top picks and the ones that we have done the most research.
Here they are in order of increasing money savings (aka awesomeness): Good Sam Club, Passport America, and Thousand Trails.
How can I save on Camping Fees with Good Sam Club?
Good Sam Club is probably one the least complicated discount memberships for RV parks and campgrounds out there (and certainly compared to the other ones we are discussing in this post).
You save 10% off nightly fees at participating (Good Sams) parks. The membership discount extends beyond the nightly fees and includes 30% discounts at Camping World stores, pet discounts on foods and toys, and you save on fuel at Pilot /Flying J.
Reasons to Have it: It’s cheap (less than $50/year). It’s nice to have a discount at Camping World in case you need a stinky slinky and there’s a store down the street.
Reasons to Skip it: If you are just looking for a camping discount 10% isn’t much.
How Much can Passport America I Save Using Passport America?
Passport America Discount Camping Club is relatively inexpensive and saves members 50% off campsites. Exciting for anyone camping on a budget, right? It pretty much pays for itself after two uses. There are nearly 1,900 RV parks that offer discounts with Passport America.
Reasons to Have it: It’s cheap (less than $50/year). There are many participating RV parks and campgrounds throughout the USA, Canada, and Mexico.
Reasons to Skip it: Each park is different and have varying policies on how and when the discount can be applied. If you would like to purchase a Passport America membership, please consider using our link here.
Want to know more? Read our post: How to Save on Camping Fees with Passport America – Membership Review
Thousand Trails
So far we have covered Good Sam and Passport America. Now for the most complicated of discount programs for RV parks and campgrounds: Thousand Trails. There are several different memberships and ways to use Thousand Trails. Their memberships vary with different camping zones across the nation as well as various upgraded membership options (both past and present).
Camp Passes
Allow you to stay in campgrounds in a particular zone for a certain amount of days.
You get 50 days free, then $3 or $4 per night after that, but you have to move around: you can stay at one park up to 14 consecutive nights, but then have to stay out of the Thousand Trails system for seven (7) nights before you can stay again at any park.
This could be great for folks not full-time traveling or don’t mind moving around often.
Reasons to Have it: Camping Zones are relatively inexpensive when you weigh in free 50 nights and then the discounted camping throughout the year and you can learn more about Thousand Trails as you go.
At the writing of this post, the annual fee is $565. If you even camp for 50 days in one year, the pass pays for itself. It is a 1-year commitment with little to lose.
Reasons to Skip it: Camping Zones can be limiting, although Thousand Trails will sometimes allow you to switch one zone for another. This may not be the discount program for you if you like to stay put for more than 14 nights.
Need more information? Check out RV Love’s post “Is a Thousand Trails Zone Pass right for you?”
Upgraded memberships
Allow up to 21 days within one park before having to move on and access to all the camping zones. There are many, many different types of memberships.
To make things even more complicated, Thousand Trails has been around for decades and some of the memberships from decades ago are still floating out there and some may even be available for sale!!
So you can only buy camping zones new, but the other upgraded memberships can be purchased either directly from Thousand Trails (new) or from individuals or brokers (used).
Reasons to have it: Upgraded Memberships can be a bit more expensive ($5k new, but much cheaper used. It’s possible to find some used memberships for $2k), but if you are RVing full time you are going to be spending thousands on RV parks and campgrounds (If you are fortunate to pay only $425/month you would end up pay $5100 for the year).
You can stay in all the camping zones and essentially have free camping.
Reasons to Skip it: It is an investment, so if you are not going to be doing extensive travel, this would not be the membership for you.
Also, nearly every plan is different and they change from year to year. what is true of one membership 3 years ago is completely different from one that was created 10 years ago.
Trying to figure out which is best for you may be a challenge due to all these memberships available.
Lastly, the cost. There is quite a commitment and if you buy a used membership, you are not able to resell it again.
Need more information? Check out RV Love’s post “Thousand Trails Upgrades: Elite, Platinum, VIP ++“
Go Boondocking Instead!!
That’s right, just don’t stay in RV parks and campgrounds. This is referred to as boondocking, wild camping, or dry camping.
This is the ultimate camping on a budget because, for the most part, you are paying $0.
There are so many ways to do this: business parking lots, rest stops and visitor centers, private property, and public lands.
Business Parking Lots
Let’s say you’ve been driving for 8 hours, it’s 2 am, and you need to stop somewhere and get some rest. Where are you gonna go? You can’t stop at an RV park, they’ve been closed for hours. So what now?
There are a number of businesses that allow overnight camping in their parking lots.
As a courtesy, you should go in and ask the manager and purchase something from the business. When possible, call ahead and ask the manager.
Of course, if it’s 2 am, not many businesses are going to be open and I say it is more important that you are well-rested and safe rather than moving on because you can’t ask the manager.
Just note that if it isn’t clear whether overnight parking is allowed or not, you run the risk of being awakened a few hours later and asked to move.
The businesses that tend to be friendly to RVers staying in their parking lots are: Walmart, Cabela’s, Cracker Barrel, Flying J truck stops, and casinos.
Now just because the Walmart at exit 4 in Tennessee allows RV parking overnight, don’t expect the Walmart on exit 95 in Florida to allow it. Each business is different – managers are different as are city ordinances.
Signs that businesses are open to RVing overnight – other RVs or trucks overnighting, lack of “no parking overnight” signs, and even better, a sign welcoming overnight parking.
Etiquette Tips
When you find an appropriate place, keep in mind this is not an RV park or campground.
Do not deploy slides unless you cannot get to your essential spots in your RV, do not deploy your awning, get in and get out as soon as you possibly can.
If you have an emergency that keeps you there longer than you had anticipated, talk to management and explain your situation.
Rest Stops and Visitor Centers
There is no blanket statement on these…not really.
Most say no overnight parking. Again, if it’s 2 am and your need to stop, stop there and rest. You may be asked to leave and that is fine…especially if you have had at least a little bit of time to rest.
There is nothing worth driving exhausted and having a serious accident.
There are some rest stops and visitor centers that allow overnight stops and they say it.
If you are stopping in a visitor center, ask them if overnighting is allowed. If it isn’t, ask them if there is a place close by where you can spend the night.
Read up on the six states that allow rest stop overnight parking on the RV Life Blog.
Private Property
Before anyone gets ahead of themselves, we are talking about people that you know and that have given you permission to stay in their driveways!!
OK, now that we have cleared that up…
There are various ways to find yourself in someone’s driveway either overnight or for a longer period of time – you are related, you are great friends, or you are a member of Boondockers Welcome.
With Boondockers Welcome you pay a small membership fee ($30/year) and then you have access to hosts – these are private owners that allow RVers to stay on their property. (If you want to purchase and help support us, use our link here. You get a membership, and we get a small commission.)
You can also learn about our own experience with Boondockers Welcome by reading “Boondockers Welcome – What you Need to Know“!!
Whether you stay with someone via Boondockers Welcome or with friends or family, you may have access to electricity and water and in some rare instances even sewer.
You and the landowner can work out other things like laundry facilities and other things.
Another thing to make very clear when staying at someone’s place – whether it is in front of their house, their driveway, or backyard: make sure everyone understands how long, tall, and wide you are.
Discuss low hanging limbs and other potential hazards that may make boondocking on their property impossible.
Lastly, make sure to be an awesome moocher boondocker while there. :)
Public Lands
When staying on public lands, you are in established camping sites throughout the USA.
There are specific rules on where you can park and for how long. The amenities vary greatly from campsite to campsite – some have hot showers and others only have fire rings.
Camping is allowed and found on the following public lands: BLM (Bureau of Land Management), USFS (US Forest Service), FWS (US Fish & Wildlife Service), and USACE/COE (US Army Corps of Engineers) lands.
This my dream category – be totally sustainable with a generator, solar, a composting toilet, and a full water holding tank and stay out in the middle of nowhere!!
As we explore this camping option we will begin compiling information and sharing it with you. In the meantime, here is an excellent introduction to the topic of public land camping with opportunities to continue your research on the subject.
Last boondocking tip(s): Check out Overnight RV Parking. The site helps RVers find safe and legal overnight parking locations throughout the USA and Canada. Read our “5 RV Boondocking and Dry Camping Tips!” blog post!
Final Thoughts –
As you can see, camping on a budget is quite doable.
Draw up a budget and make sure you really look at how much you will be spending without the use of RV park and campground memberships so that you can get an accurate estimate on how much you could really save.
Remember that if you are not going to be RVing full time, some of the less expensive memberships might be perfect for you and if you are just going out for the weekend, you might be able to boondock the entire time.
Just do what works for you! I hope this helped you out and gave you some good information on camping on a budget.
Please let me know if you have any questions or have your own experience you can share about camping on a budget. Thanks!!
